RateShop.ca | Mortgage Learning Centre

Get the lowest mortgage rates in Canada from RateShop.ca

Should You Refinance Before the Next BoC Rate Cut?

Should You Refinance Before the Next BoC Rate Cut?By: Ali Zaidi Published on: 28/10/2025

Learn whether refinancing before the next Bank of Canada rate cut can help you secure better terms, lower payments, and maximize your mortgage savings.

Mortgage Rates
Read more
Should You Refinance Before the Next BoC Rate Cut?

5 Year - Fixed Term from

3.89%

*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.